Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Strategies For Managing Student Loan Debt Five strategies for managing your student debt. Comparing Investments This calculator compares the net gain of a taxable investment versus a tax-favored one. 12 Steps to Living: Horizon, Risk Tolerance, and Compounding Understand the concepts of horizon, compounding, and risk tolerance, and create an investment plan.